📊 JUSDC Transparency

"One Vault One Mint One Truth"

Real-time Reserve Verification & Attestations

🟢 Live Reserve Dashboard

Real-time verification of JUSDC backing and reserve ratios

$39.98B
Total JUSDC Supply
$35.00B
USD Reserves Held
87.5%
Current Reserve Ratio
100%
Redemption Guarantee

Reserve Status: HEALTHY ✅

All JUSDC tokens are backed by verifiable USD reserves

📋 Monthly Attestations

Independent third-party attestations verify our reserves monthly to ensure full transparency and accountability.

🏦 October 2025 Attestation

Auditor: Grant Thornton LLP
Date: October 25, 2025
Status: ✅ Verified
Next Review: November 25, 2025

Reserve holdings independently verified at $35.00B USD across regulated custody accounts. All JUSDC tokens fully backed.

Attestation Schedule

  • Frequency: Monthly (25th of each month)
  • Auditor: Rotating between Grant Thornton, PWC, and KPMG
  • Scope: Complete reserve verification across all custody accounts
  • Publication: Results published within 48 hours

🏛️ Reserve Composition

💰 Cash & Equivalents

$28.50B

81.4% - High-yield savings accounts, money market funds, Treasury bills (< 90 days)

🏦 Bank Deposits

$6.50B

18.6% - FDIC-insured deposits across multiple regulated financial institutions

💡 Reserve Strategy

  • Minimum 75% in cash and cash equivalents
  • Maximum 25% in FDIC-insured bank deposits
  • No exposure to crypto assets or volatile investments
  • Diversified across minimum 5 financial institutions
  • Daily liquidity monitoring and stress testing

🔍 Verification Methods

🔗 On-Chain Verification

  • All mint/burn transactions publicly visible
  • Smart contract events logged on blockchain
  • Real-time supply tracking across all chains

📊 Third-Party Audits

  • Monthly reserve attestations
  • Quarterly comprehensive audits
  • Annual security assessments

🏦 Bank Confirmations

  • Direct bank account verifications
  • Custody account balance confirmations
  • Multi-signature wallet monitoring

📈 Public Dashboard

  • Real-time reserve ratio monitoring
  • Live supply and backing metrics
  • Historical performance tracking

⚠️ Risk Management

🛡️ Our Risk Controls

  • Overcollateralization: Maintain reserves above 100% when possible
  • Liquidity Management: Minimum 48-hour liquidity buffer
  • Diversification: No single institution holds more than 30% of reserves
  • Insurance: FDIC protection up to limits, private insurance beyond
  • Emergency Procedures: Rapid response protocols for market stress
  • Regular Stress Testing: Monthly scenario analysis and contingency planning

📥 Download Transparency Reports

Access all attestations, audit reports, and transparency documentation

📊 October 2025 Attestation 🔍 Q3 2025 Comprehensive Audit 🏦 Reserve Composition Report ⚠️ Risk Assessment

📧 Independent Verification

For additional verification requests or questions about our reserves, contact our transparency team.

transparency@jusdc.io | audits@jusdc.io